St. Cloud Homes under $350,000

St. Cloud Homes under $350,000

Welcome to St. Cloud, Florida – a hidden gem nestled in the heart of Osceola County! Known for its charming small-town vibe, St. Cloud offers a unique blend of natural beauty and modern conveniences. This vibrant city is bordered by the stunning East Lake Tohopekaliga, providing residents with picturesque views and abundant opportunities for outdoor activities, from fishing to picnicking along the lakeside.

St. Cloud is a community rich in history, with quaint downtown shops, delightful eateries, and a warm, welcoming atmosphere. The city hosts various events throughout the year, fostering a strong sense of community among its residents. Families will appreciate the excellent schools and recreational facilities, making it an ideal location for raising children.

For those seeking an affordable slice of paradise, St. Cloud boasts a diverse selection of homes under $350,000. Whether you’re looking for a cozy single-family home or a charming townhouse, this price range offers plenty of options to suit your needs. Many properties feature spacious yards, modern amenities, and easy access to local parks and walking trails.

With its affordable housing market and a strong sense of community, St. Cloud is perfect for first-time homebuyers, families, and retirees alike. Experience the best of Florida living without breaking the bank! Come explore St. Cloud and discover your dream home in this delightful city, where comfort meets convenience, and every day feels like a vacation. Don’t miss out on this opportunity to be part of a thriving community!

Newest St. Cloud Homes under $350,000

1407 Kentucky Avenue, St Cloud
$279,500
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
Move-in ready, one-story 3-bed, 2-bath, block-built home located in the heart of Saint Cloud with no HOA and a functional floor plan designed for comfortable living. This well-maintained home features a spacious living and dining room combination, tile flooring throughout the main living areas, vinyl plank flooring in the bedrooms, and a kitchen with granite countertops, a breakfast bar, pantry closet, and ample cabinet space. The primary suite offers a walk-in closet and private bath, while the additional bedrooms provide flexibility for family, guests, or a home office. An attached one-car garage and extended driveway offer convenient parking. Situated on a fenced 0.16-acre lot with a covered front porch, public water and sewer, and no lease restrictions, this property is ideal for homeowners and investors alike. Conveniently located near historic Downtown St. Cloud, Lakefront Park, shopping, dining, schools, medical facilities, and major roadways, with easy access to Lake Nona, Medical City, Orlando International Airport, and the greater Orlando area. Don't miss this opportunity to own a centrally located home in one of Central Florida's fastest-growing communities.

1407 Kentucky Avenue, St Cloud
112 10th Street, St Cloud
$330,000
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
Welcome to your private, energy-efficient oasis in the heart of St. Cloud! This charming 3-bedroom, 2-bathroom BLOCK home features NO HOA and is the perfect starter home or downsizing option for anyone seeking safety, low maintenance, and massive utility savings. Say goodbye to high electric bills—36 SOLAR PANELS (to be paid off in full at closing), new hurricane-rated windows (2019), an 18-SEER high-efficiency HVAC with new ductwork (2019), and a heat pump water heater (2021) keep the average electric bill at less than $100! The roof was installed in 2016, electric panel has been updated and plumbing was updated prior to the sellers purchasing. Designed for easy upkeep without sacrificing lifestyle, the functional split floor plan boasts fresh interior paint, a brand-new insulated garage door, and durable finishes throughout. The lovely kitchen includes stainless steel appliances including a high-efficiency dishwasher, a breakfast bar, and custom slide-out cabinets. It connects seamlessly to a large utility/pantry room packed with custom storage and laundry hookup. The dining area is just off the kitchen and also leads to the screened porch and pool. The primary bedroom features a private en-suite bath, while the cozy guest rooms offer flexibility for children, an office, or a den. Both bathrooms also have brand-new toilets. Out back, enjoy low-maintenance luxury with a private, screened-in pool (new pump and heater in 2020) and a beautifully equipped greenhouse featuring power, water, growing lights, a fan and two growing pergolas. The fenced backyard is the perfect place for the kids or pets to play safely. A shallow well and sprinkler system keep your garden lush for pennies, while a storage shed with electric handles your extra tools. Location is everything! This home sits in great proximity to the vibrant St. Cloud Lakefront and downtown, putting excellent shopping and local restaurants right at your fingertips. Golf carts are allowed in this area of town too! You are located in a top-rated district with great schools, and are just a short drive away from Central Florida's world-famous attractions and beautiful beaches. This secure, cost-saving gem offers ultimate peace of mind and effortless living, make your appointment to see it today! Some photos are virtually staged.

112 10th Street, St Cloud
402 Mississippi Avenue, St Cloud
$340,000
3 Beds ⋅ 2 Baths ⋅ Galion Gardens SubDv. ⋅ 34769 Zip Code
What a rare opportunity to capture a solid built home with a NEW ROOF, NEW A/C, NEW APPLIANCES, and detached THREE CAR GARAGE, plus 1 car attached garage just blocks away from the St. Cloud lakefront and marina! This three bedroom 1 and a half bath home has been impeccably well cared for and sits on a large, nearly quarter acre fenced-in lot. Don't let the square footage fool you. The home is so thoughtfully laid-out that it feels open and spacious. Pack your bags and move-in right away. While you're at it, you can forget putting belongings in storage with the amount of flexible garage space this home showcases. Park your car in the attached one car garage, and store your toys, classic cars, or create your own home-based business in the detached concrete block 3 bay garage with 3 roll-up doors and a porch on the front. This property is a true gem and is priced to sell. View the 3D tour for a sneak peek or schedule your showing today!

402 Mississippi Avenue, St Cloud
1424 Wyoming Avenue, St Cloud
$325,000
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
WELCOME HOME to 1424 Wyoming Ave, where classic St. Cloud charm meets the Florida lifestyle! Situated on a spacious 0.26-acre lot with NO HOA, this well-maintained 3-bedroom, 1.5-bath home offers 1,368 square feet of living space plus an additional room, providing valuable extra space for a home office, den, hobby room, playroom, or whatever best fits your lifestyle. Step outside and discover what truly sets this home apart, a private screened-in pool and expansive covered outdoor living area, creating the perfect setting for morning coffee, weekend cookouts, entertaining friends, or simply unwinding by the pool. Inside, the home offers a warm and inviting feel highlighted by a fireplace, functional living spaces, and plenty of opportunity to make it your own. Major improvements include a roof replaced in 2018 along with repiped plumbing, adding value to a home that has been cared for over the years. The generous lot provides additional outdoor space beyond the pool enclosure, while the established St. Cloud location puts you within convenient reach of downtown St. Cloud, local schools, shopping, dining, parks, and the St. Cloud lakefront. Whether you’re looking for your next home or a property you can personalize over time, 1424 Wyoming Ave combines space, a private pool, outdoor living, an additional room, and NO HOA in one inviting package. Schedule your private showing today and come see the possibilities for yourself!

1424 Wyoming Avenue, St Cloud
909 Illinois Avenue, St Cloud
$265,000
2 Beds ⋅ 2 Baths ⋅ Brodan Square SubDv. ⋅ 34769 Zip Code
Welcome to the only community that provides maintenance free living in downtown Saint Cloud. It's the best of both worlds. Lawn care and exterior maintenance provided with small town living and lots of activities at Lakefront park and downtown St Cloud. New roof in 2022. This beautiful villa has been updated with granite countertops, stainless steel appliances, white cabinets, and laminate floors. The main living areas have high vaulted ceilings and plenty of natural light with a skylight. The enclosed Florida room has plantation shutters with lots of windows. Each unit has private covered parking and an outdoor storage shed in this well maintained community. Come visit this home today.

909 Illinois Avenue, St Cloud
1519 Michigan Avenue, St Cloud
$350,000
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
POOL HOME!! Take a look at this three bedroom two bathroom home located in the beautiful city of Saint Cloud. A freestanding, gable-roof aluminum pool screen enclosure is positioned over the in-ground swimming pool and is heated by solar panels. The rear spacious screened-in patio looks out toward the backyard pool and remaining fenced yard. In the kitchen are light maple-toned wood cabinets that line the upper and lower walls, paired with dark gray countertops, and a warm toned backsplash which adds a hint of texture. The central island features a tiled countertop and an open vertical wood post structure that acts as decorative shelving with a custom cutting board built in the center. A large built-in wardrobe system with frosted glass sliding doors offering ample closet or storage space in the primary bedroom. The home is equipped with hurricane shutters, providing an added layer of protection for windows while enhancing overall safety. This is it if you're looking for a split bedroom floorplan, a home that provides additional spacious living space, and much more!

1519 Michigan Avenue, St Cloud
519 Massachusetts Avenue, St Cloud
$278,000
2 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Plat Town Of SubDv. ⋅ 34769 Zip Code
Welcome to this beautiful and inviting 2-bedroom, 2-bath home conveniently located in the heart of St. Cloud! Offering 1,033 square feet of living space, this charming home also features a versatile bonus room that can be used as a 3rd bedroom, home office, playroom, or additional living area. Situated on a large lot, the property provides plenty of outdoor space for entertaining, gardening, pets, or simply enjoying the Florida sunshine. The spacious yard adds tremendous potential and is a standout feature of this home. Location is another major highlight! Enjoy being conveniently located near the beautiful St. Cloud Lakefront and East Lake Tohopekaliga, with easy access to parks, walking and biking paths, boating, fishing, and waterfront recreation. Historic Downtown St. Cloud, with its restaurants, shops, and community events, is also just minutes away. With 2 bedrooms, 2 full bathrooms, a flexible bonus room with potential as a 3rd bedroom, a large lot, and a desirable St. Cloud location, this home offers a wonderful combination of comfort, versatility, and convenience. Schedule your private showing today!

519 Massachusetts Avenue, St Cloud
315 Pennsylvania Avenue, St Cloud
$229,900
2 Beds ⋅ 1 Baths ⋅ St Cloud 2nd Plat Town Of SubDv. ⋅ 34769 Zip Code
LOCATION, LOCATION, LOCATION! Welcome to 315 Pennsylvania Avenue, ideally situated in the heart of St. Cloud just blocks from the beautiful St. Cloud Lakefront and minutes from Downtown St. Cloud. This charming 2-bedroom, 1-bath home offers approximately 880 square feet of living space and an opportunity to enjoy one of the city's most convenient and desirable locations. One of the standout features of this property is the BIG, OVERSIZED YARD, providing plenty of outdoor space for entertaining, gardening, pets, recreation, or simply relaxing and enjoying the Florida lifestyle. The location is hard to beat! You're just blocks from the St. Cloud Lakefront beach area, where you can enjoy the waterfront, scenic trails, parks, playgrounds, fishing, boating, and beautiful views of East Lake Tohopekaliga. Downtown St. Cloud is also nearby, offering local restaurants, shopping, community events, and the charm of historic St. Cloud. Whether you're looking for a primary residence, investment opportunity, or a home close to everything St. Cloud has to offer, this property combines a convenient central location with a spacious yard and plenty of potential. Come see what makes this location so special!

315 Pennsylvania Avenue, St Cloud
1516 Carolina Avenue, St Cloud
$300,000
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
Florida character meets everyday comfort at this two-story cottage. The oversized, fully fenced backyard is the star outside. It offers a wide lawn under mature shade trees, with plenty of room for gardening, pets, play, or weekend gatherings. Inside, the living room is bright and inviting, with beadboard accent walls and crown molding. An open doorway leads to the dining area and kitchen. The galley-style kitchen has crisp white cabinetry, wood-look flooring. Upstairs, the primary bedroom and is large and offers lots of light with a bathroom attached to the office space. A great fit for first-time buyers, downsizers, or investors looking for a home with charm and outdoor space. Schedule your showing today!

1516 Carolina Avenue, St Cloud
200 16th Street, St Cloud
$250,000
2 Beds ⋅ 1 Baths ⋅ St Cloud SubDv. ⋅ 34769 Zip Code
Welcome to this charming corner-lot haven in the heart of St. Cloud! Thoughtfully updated for total peace of mind, this light-filled 2-bedroom, 1-bath residence features a brand-new roof, new central A/C, and fully inspected electrical systems so you can unpack and immediately start living your best life. Step inside to an open, inviting living space that seamlessly connects to a sunny, functional kitchen—perfect for quiet morning coffees or hosting intimate weekend gatherings. The desirable split bedroom plan offers maximum privacy, while the dedicated interior laundry area adds effortless everyday convenience. Outside, your private, fully fenced backyard sanctuary awaits, complete with a generous concrete patio ideal for alfresco dining, gardening, or cozy evenings under the stars with family and pets. Located just minutes from the vibrant St. Cloud lakefront park, historic downtown dining, and Lake Nona, this darling home blends peaceful sanctuary with unbeatable convenience.

200 16th Street, St Cloud
802 Massachusetts Avenue, St Cloud
$290,000
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
802 Massachusetts Ave features a main-level living area, a kitchen with white cabinetry, and upper-level spaces with sloped ceilings. Built in 1944, the home includes a range, a microwave, a refrigerator, and a sink beneath the kitchen window. The main-level primary bedroom has an adjoining bathroom with a shower. A second full bathroom includes a tub and shower combination, while a separate laundry and utility area connects to the rear of the home. The enclosed front porch provides another place to sit, and mature trees surround the yard. A detached garage provides additional storage space. Included 100-Day Home Warranty with buyer activation

802 Massachusetts Avenue, St Cloud
1000 Delaware Avenue, St Cloud
$315,000
3 Beds ⋅ 2 Baths ⋅ Preserve At Sunrise SubDv. ⋅ 34769 Zip Code
A LITTLE PIECE OF OLD FLORIDA, RIGHT IN THE HEART OF ST. CLOUD. Built in 1919, 1000 Delaware Avenue has something you just can’t order from a builder: more than a century of history, genuine character, and a story all its own. Set on a beautiful .34-acre homesite, this 3-bedroom, 2-bath home offers the space and charm of an earlier St. Cloud while incorporating updates that make everyday living more comfortable. Inside, the kitchen features granite countertops and stainless steel appliances, while the primary bedroom is conveniently located downstairs. Two additional bedrooms provide flexibility for family, overnight guests, a home office, or creative space. And while the character may be historic, two of the biggest-ticket items are not—the roof and A/C are both approximately three years old, offering an important combination of old-home charm and newer-home peace of mind. Step outside and you'll understand what makes this property even more special. With .34 acres, there’s room for backyard gatherings, gardens, pets, weekend projects, or simply a little breathing room under the Florida sky. The detached 2-car garage adds another layer of possibility, whether you envision traditional parking, a workshop, extra storage, or space to pursue your favorite hobby. There’s something special about owning a home that has been part of a community for more than 100 years. The character. The land. The history. The possibilities. This isn’t a home designed to look like every other house on the street—and that’s exactly the point. Come experience 1000 Delaware Avenue and discover a piece of St. Cloud history ready for its next chapter.

1000 Delaware Avenue, St Cloud
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